January 28, 2019

Insurance for 21 yr old newbie on learner permit

Insurance for 21 yr old newbie on learner permit

Trying to make the youngster get mobile—

He’s 21,no experience, will have a learner permit- assumed a 125 was all that was affordable, insurance-wise,so used Liberty’s online system to get a quote- came out at just over a grand for a 125 TPF&T, then I saw a tidy looking XVS 250 ( he’s a shortarse) and came back at just €50 more for the year…surprising. So, just for laughs, upped the ante to an ER-5, which was another €50.

So it seems that Liberty will insure a 21 year old total newbie on a 47 bhp 500 for €100 or 10% more than a 15 bhp 125….doesn’t make sense to me.

IMHO, a bigger bike will be safer, once he gets used to it, and would remain useful longer than a small one. I’ve had a 400 Burgman scooter which would sit at an indicated 80mph on the motorway, and used a CB500 to the IOM last August, and it was able to get my 16 stone plus gear up to Dublin and down from Belfast to Cork without a problem.

So, apart from the seat height ( hes 5′ 5″) and extra weight to get used to, is there any reason not to have him start off on a 500?

I’m thinking something like a 400 Bros or 535 Yamaha v-twin might suit him, but it’s been a long while since I started off on bikes, so any ideas or suggestions from the Biker.ie collective wisdom..?

Source: Insurance for 21 yr old newbie on learner permit

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